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If you are a homeowner, one of the very best ways to consolidate your debt is to put your home equity to work. How much this will help you will certainly depend on how much equity you have built up. If you do have some equity though, you can go to a mortgage lender and apply for a debt consolidation loan. You will be able to borrow money based on how much equity you currently own.
You can then take that sum of money that you pull out and use it to completely pay off your other debts. Now your debt is consolidated into one monthly payment (in the form of your equity loan repayment) and your interest rate will almost assuredly be lower than the rates on your credit cards. What's more is the interest that you do pay is tax deductible. Other forms of debt interest are not. This will net you big savings each year on your tax returns.
If you think a debt consolidation loan is right for you please apply with up to six lenders in your state and let them compete for your business. You'll be able to compare their offers and decide.